COBRA

Continuation of Health Coverage (COBRA)

The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives members and their covered dependents who lose their health benefits the right to choose to continue their LAPRA medical, dental and vision coverage for limited periods of time under certain circumstances such as voluntary or involuntary job loss, reduction in the hours worked, transition between jobs, death, divorce, and other life events. Qualified individuals may be required to pay the entire premium for coverage up to 102% of the cost to the plan.

COBRA coverage is retroactive the 1^st of the month following the end of your previous coverage. Regardless of date you elect COBRA coverage, you will have to pay COBRA premiums for all coverage from you COBRA effective date through the month your COBRA enrollment forms are received and processed.